Terms & Conditions

Please read these terms and conditions carefully. By accessing this website and any of its pages, you agree to be bound by these terms and conditions.

This website may contain links to websites operated by third parties. Such links are provided for your convenience only. We do not control such websites and are not responsible for their contents. Inclusion of links to such websites does not imply any endorsement of the material on them or any association with their operators.

Terms of access

Please be aware, we make no representations or warranties of any kind whether express or implied with respect to this website or its content (including any text, graphics, advertisements, links or other items) in respect of accuracy, completeness or otherwise and excludes all such representations and warranties to the fullest extent permitted by law. You acknowledge that you are solely responsible for the use to which you put the website and all information you obtain from it. We shall not be liable for any loss or damage arising directly or indirectly from or in connection with your use of this website.

Variation of content

As the content owners, we reserve to the fullest extent the right, in its absolute discretion at any time and without notice, to remove, amend or otherwise vary any or all of the content which appears on any page of this website, including without limitation these terms and conditions. We use our best endeavours to ensure that information displayed on this website is accurate and timely, however there is a time delay between changes in information and such changes being reflected on this website. Information contained in this website may be therefore out of date or inaccurate.

Use of content

You may store, manipulate, analyse, reformat, print and display the content of this website solely for your own personal use. You are not however permitted to publish, re-transmit, re-distribute or otherwise re-produce any of the content that appears on any page of this site in any format to any other third party and you are strictly prohibited from using any such content in connection with any business or commercial enterprise. To do so would be an infringement of our intellectual property rights, which may be actionable in law. The information contained in this website is not an invitation to invest in our company, nor does it constitute investment advice by us of any kind. Accordingly, no service or insurance product described on this website is guaranteed to be available in the form described or at all.

Intellectual property

All intellectual property rights, including but not limited to the rights subsisting in any design rights, literary works such as text, graphics, images, moral rights, trade marks, brand names, and the selection or arrangement thereof in the pages of this website and the screens displaying the pages of this website are our property or have been provided to us under licence.  The use of this website is not nor is it intended to be a licence or permission by us or any other intellectual property rights holder in respect of the further exploitation of any such rights, and such use may constitute an infringement of the holder’s rights.

Invalidity

If any part of these terms and conditions is unenforceable the enforceability of all other parts of these terms and conditions will not be affected.

Governing law

These terms and conditions shall be governed by and interpreted in accordance with English law and the English courts shall have jurisdiction to resolve any disputes arising from them or from your use of this website.

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